• A 22-year-old student broke down in tears over a medical bill she couldn’t afford
  • The NSW woman requires fertility treatment

A 22-year-old café worker and aspiring lawyer has found a way to wipe $10,000 off her fertility treatment bill after discovering a little-known loophole.

The NSW student was quoted $12,500 by a fertility clinic after inquiring about treatment following a endometriosis and adenomyosis diagnosis. 

Milly Bonnici shared a tearful clip on TikTok explaining she was advised to freeze her eggs because she has a ‘really low’ egg reserve. 

The law student, who works part-time at a café and a pub, was left distraught after realising the treatment would wipe her savings. 

She captioned the video: ‘Feeling so alone, isolated, scared and just overwhelmed by this whole process. 12k is so much money, especially being 22 and in this economy. 

‘Endo and adeno are so cruel and I’m so b***** over it!!’

Milly said her wish to have children one day is incredibly important to her, especially as she is from a ‘broken home’. 

The aspiring lawyer has now revealed her tearful confession saved her $10,000 after women who have gone through the same treatment shared their advice.

Milly Bonnici, 22, was initially quoted $12,500 for treatment (pictured)

She said in a clip: ‘My comment section saved me $10,000 and I want to talk about it because apparently it’s not talked about enough’. 

Over 300 women shared their advice and support to Milly, informing her there are bulk-billing clinics in Australia that are far more cost-effective. 

Milly admitted she broke down and cried in the ‘dairy section at Woolworths‘ after realising she could now, in fact, afford the treatment. 

‘So many women struggle and no one talks about it. Until someone cries on TikTok apparently,’ she joked.

Milly has since found a clinic that can provide the same treatment for $2,500 as rebates are available for egg freezing if it’s deemed medically necessary. 

Elective egg freezing can cost between $5,000 to $15,000 per cycle in Australia with ongoing storage fees can be between $500 to $600 per year. 

Medicare typically doesn’t cover these costs making the treatment very expensive for the majority of Australians.

Milly received a flurry of support on social media with other women sharing their own experiences with costly fertility treatment.

Medicare typically doesn’t cover costs associated with elective egg retrieval (stock)

One commented: ‘Thank you for your video, after being quoted around $15,000 from Monash IVF we’re now looking into Adora as well.

‘I’m 23 and related to your video so much and now I may actually be able to afford IVF,’ to which Milly replied: ‘THIS MAKES ME SO HAPPY I’m so glad I cried on TikTok.’

For ppl starting their TTC journey, low cost clinics are out there. I paid $250 for my successful IUI, compared to $1,000-$2,500 at a lot of other fertility clinics. Shop around, they’re out there,’ another wrote. 





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