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A 36-year-old teacher at Sowutuom in Accra, Albert Avinyoh Wilson, has found himself in a web of financial crisis after loaning more than GHC105,000 to a banker who allegedly promised him repayment with interest and a job opportunity.
Despite taking home only GHC700 monthly as salary, Albert managed to raise the money through his rent savings, quick loans from friends, and by selling a car belonging to his girlfriend’s brother abroad.
According to Albert, his troubles began when he noticed one of his students constantly appeared disturbed in class. He offered her financial assistance, and soon after, her mother — a banker at Consolidated Bank Ghana — reached out to him through her daughter. The woman reportedly pleaded for financial support to boost her import and export business, promising to repay him with interest within a year.
Albert initially withdrew his GHC5,000 rent savings and added another GHC5,000 borrowed from friends to raise GHC10,000 for her. Later, the woman requested an additional GHC90,000, assuring him she would pay back and even secure him a job at the bank since he holds a degree in Commerce.
Desperate to help and convinced by her promises, Albert sold a Nissan Sentra 2019 model worth GHC170,000. The car, entrusted to him by his girlfriend’s brother abroad, was eventually sold to a buyer introduced by the banker for only GHC90,000. In total, Albert gave out over GHC105,000. With interest, he was expecting repayment of more than GHC200,000.
When repayment was due, the banker allegedly claimed her goods were locked up at the port. Albert further alleged that she tricked him into returning land documents she had given him as security and then blocked all communication with him. Attempts to confront her at her new office turned sour when she allegedly threatened to have him arrested. In desperation, Albert admitted he once poured water on her near her workplace out of frustration. Eventually, the police arrested him instead of the woman.
Albert told Crime Check TV GH that his family intervened, and the woman agreed to pay him GHC5,000 monthly. However, she has been inconsistent with the payments, sometimes giving him less. So far, he claims she has only refunded GHC33,000.
Meanwhile, Albert is under intense pressure. His landlord is threatening eviction, his friends who took quick loans for him are demanding repayment, and his girlfriend’s brother is demanding the return of his car or GHC170,000.
