State Housing Company (SHC) Limited has launched a nationwide revenue mobilisation campaign to recover debt in excess of GH¢200million.
This debt accrued over the past five years and the campaign, which starts on November 3 through to December 31, 2025, is offering a 15 percent discount to clients who have overdue obligations to the company.
These include ground rent, land regularisation, lease renewals and various service charges. However, the discount does not apply to home acquisitions. The offer is open to SHC clients across the country.
Speaking at a press briefing to launch the campaign, SHC’s Managing Director John Bawah emphasised that his outfit, though state-owned, is not subvented and relies entirely on its own revenue to fund operations and future housing projects.
“This 15 percent discount campaign is to ease the burden on our valued clients while encouraging full compliance,” he explained, noting that non-payment of obligations is adversely impacting the company’s operations and delivery of affordable housing.
“Without timely payments, our collective ability to deliver on Ghana’s housing promise is weakened,” Mr. Bawah stated. “These obligations are not simply administrative. They are the foundation upon which the company sustains its operations.”
He indicated that the company is struggling to meet its revenue targets – revealing that for instance in the Greater Accra Region, which is supposed to generate over GH¢90million annually, the company is able to mobilise only GH¢50million.
He therefore encouraged all homeowners, landowners and clients with outstanding obligations to act swiftly and seize the opportunity, saying: “It is a limited-time opportunity to clear all arrears at a discount and secure your ownership rights”.
“This is your moment to save money, secure your property rights and support the national housing agenda. Every payment made strengthens our capacity to build more homes, maintain existing estates and create jobs within the housing value chain.”
He indicated that one can walk into any of the company’s offices across the country or the head office in Accra to make payments. Customers can also pay through their bank or mobile money and then walk into the office for receipts, he added.
However, he warned that those who fail to settle their overdue obligations within this window will be penalised. He indicated that once the December 31, 2025 deadline passes, the company will apply penalties, interest and legal enforcement measures to recover all unpaid funds.
Meanwhile, Bawah announced plans to launch a 24-hour Premium and Express Service Centre by end of the year.
The new centre promises a 24-hour turnaround time for some services, aiming to provide “fast, reliable and customer-friendly service for all payments and documentation”.
He further revealed that SHC is working on a mobile application to streamline the company’s services on a single platform.
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