Ghana sets global benchmark in digital financial regulation
Ghana has maintained its position as the world’s leader in mobile money regulation, recording a score of 96.10 percent, up from 95.06 percent the previous year.
This achievement is highlighted in the Mobile Money Regulatory Index (MMRI) published by the Global System for Mobile Communications Association (GSMA).
According to the Association, the index assesses the effectiveness of mobile money regulatory frameworks across 90 countries.
This feat underscores Ghana’s commitment to creating a world-class regulatory environment that facilitates the seamless flow and accessibility of mobile money services, thereby driving financial inclusion.
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The ranking also positions Ghana as a global reference point for regulatory excellence in digital financial services, as the country continues to balance innovation with prudent supervision.
The Bank of Ghana has stated that it will continue working closely with industry players and stakeholders to implement policies that sustain Ghana’s position and advance progress toward a fully inclusive digital economy.
Ghana’s performance reflects consistent policy direction and strong regulatory oversight, which have supported the expansion of mobile money services, deepened financial inclusion, and strengthened confidence in the digital financial ecosystem.
SP/MA
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