The National Investment Bank PLC (NIB) has announced a landmark financial performance that underscores its renewed stability and growing strength as a government-owned financial institution.
The improved results reflect not state support alone, but the impact of effective deposit mobilisation, disciplined strategy, and purposeful leadership that continue to shape the Bank’s new chapter under its Managing Director, Alhaji Dr Doliwura Zakaria.
The announcement was made at a stakeholder and media engagement in Accra on Thursday, graced by eminent traditional leaders whose presence highlighted the national and regional importance of NIB’s transformation.
The chiefs present were Buipewura Jinapor II, Paramount Chief of the Buipe Traditional Area and Vice President of the National House of Chiefs; Kongwura Jimkurige I, Paramount Chief of Kong and a Member of the National House of Chiefs; and Bifatey II, Overlord of the Lobi people of Gaoua in Burkina Faso.
Addressing stakeholders, NIB’s leadership emphasised that the Bank’s resurgence was rooted in sound strategy and professional execution.
“While recapitalisation provided a necessary foundation, it is the deliberate focus on deposit growth, prudent management, and institutional reform that has translated this foundation into sustainable profitability and balance sheet strength,” the leadership of the Bank said.
In 2025, NIB recorded a significant turnaround, moving from modest earnings to a markedly stronger profit position with a growth of over 8,300 per cent. The Bank has also experienced substantial growth in total assets with a growth percentage exceeding 100 per cent and a solid rise in customer deposits, as evident in the Management Accounts of the Bank as at December 31, 2025.
Under the leadership of Alhaji Dr Zakaria, NIB has pursued a disciplined turnaround strategy anchored in deposit mobilisation, cost efficiency, and strengthened governance.
Strategic branch positioning, streamlined service arrangements, and tighter operational controls have helped reduce costs and improve efficiency, allowing the Bank to reinvest in innovation, customer experience, and wider national reach.
“The Bank’s capital position has been restored to a healthy state, reinforcing assurance of stability, security, and long-term resilience for customers and stakeholders. The transformation has also been felt within the institution. Improved working conditions, salary enhancements, and widespread staff promotions have lifted morale and strengthened service delivery across NIB branches nationwide,” the leadership said.
In line with changes in the banking landscape, it said NIB had successfully launched a new mobile banking application and was also implementing a major technology upgrade to enhance speed, security, and digital capability.
These investments, it said, reinforced the Bank’s commitment to modern, reliable banking solutions while remaining faithful to its public mandate.
🔗 Follow Ghanaian Times WhatsApp Channel today. https://whatsapp.com/channel/0029VbAjG7g3gvWajUAEX12Q
🌍 Trusted News. Real Stories. Anytime, Anywhere.
✅ Join our WhatsApp Channel now! https://whatsapp.com/channel/0029VbAjG7g3gvWajUAEX12Q
